Saral Pension Yojana 2023 Premium Chart, Interest Rate, Age Limit

Today you will be given complete information about Saral Pension Yojana 2023 in our article. Through which you can easily apply for it. In our article, we will try our best to give you clear information about the benefits and documents of this scheme. We hope that you will definitely read our article carefully till the end. Don’t forget to bookmark our website for more details.

Saral Pension Yojana 2023

This scheme has been launched by the Insurance Regulatory and Development Authority of India on 1st April 2021. The main objective of this scheme is to provide pensions to all citizens in simple terms and conditions. You can apply for this scheme in both offline and online modes. A loan and surrender facility will also be made available to you on this scheme. The minimum annuity under this scheme will be Rs 12000 per annum.

Only citizens of 40 to 80 years can apply for this scheme. The beneficiary will have to invest Rs 1000 every month in this scheme. You can apply for this scheme by visiting the official website only. For which the link to the website will also be made available to you in our article. Under this scheme, the tenure of the annuity will be decided by the subscriber on the basis of monthly, quarterly, half-yearly, or yearly basis.

Documents Required for Saral Pension Yojana 2023

To apply, you will also have to submit some necessary documents, they are as follows-

• Aadhar card
• Address proof
• Ration card
• Bank account statement
• Income certificate
• Mobile number
• Passport-size photograph, etc.

See Also:

• PM Kisan Samman Nidhi
• राजस्थान जन सूचना पोर्टल 2023
• PM Kisan 12th Installment 2023
• PM Cares For Children Yojana 2023
• यूपी निवेश मित्र 2023

Key Facts of Saral Pension Yojana 2023

• This scheme has been started on 1st April 2021.
• The name of this scheme by which it has been launched is- the Insurance Regulatory and Development Authority of India.
• If the customers take the advantage of this scheme from any other company, then you will be given the same conditions.
• Under this scheme, you will be provided an annuity on investment.
• The tenure of the annuity under this plan will be decided by the subscriber on a monthly, quarterly, half-year, or annual basis.
• An annuity will be given to the life partner on the death of the subscriber due to any reason.
• This annuity will be given to the subscriber for life.
• The purchase price will be 100% refunded after the death of the customer.
• 100% of the purchase price will be given to the customer’s spouse after death.
• Maternity benefits will not be given under this scheme.
• You can also get a loan through this scheme.
• The loan will be taken after 6 months of buying the policy.
• It is necessary for the customer to earn interest on this loan.
• A life partner can get a loan even if the customer dies.
• 5% of the purchase price will be refunded on surrender of the policy.

Eligibility Criteria for Saral Pension Yojana 2023

If you are thinking to apply for this scheme then you should be aware of some important things. For which read the points given below carefully-

• Your minimum age should be 40 years to apply.
• If you are above 80 years of age then you cannot apply for this.
• Only permanent citizens of India can get benefit from this scheme.

How to apply online for Saral Pension Yojana 2023?

1. To apply online you have to first visit the official website.
   For which the link to the website is- www.licindia.in
2. After which the home page of the website will open in front of you.
3. On the home page, you have to click on ‘Apply Now’.
4. The application form will open in front of you on the next page.
5. In this form, you have to fill in your name, age, mobile number, etc. details.
6. Along with this, you will also have to upload all the documents.
7. Finally, you have to click on submit.
8. In this way, you can apply for this scheme online.

How to apply offline for Saral Pension Yojana 2023?

1. To apply offline, you have to go to your nearest insurance company and bank office.
2. Where you have to take the application form for Saral Pension Yojana.
3. You have to fill in all the details correctly in the application form.
4. Along with the details, you will also have to attach documents.
5. After filling out the form, you have to submit it to the office of the insurance company.
6. In this way, you can easily apply for it in offline mode also.

If you want to ask anything about Saral Pension Yojana 2023, then feel free to message us in the comment section. Our team will try to reply to you as soon as possible.

Frequently Asked Questions

Ques. What is the maximum age fixed for this scheme?

Ans. The maximum age for this scheme has been fixed at 80 years.

Ques. What is the half-yearly annuity amount in this plan?

Ans. The minimum half-yearly annuity amount in this plan is Rs 6000.

Ques. Has this scheme been launched at the national level?

Ans. Yes, this scheme has been launched at the national level.

Ques. When was this scheme started in India?

Ans. This scheme was launched on 1st April 2021.

Official Website