Pradhan Mantri Jeevan Jyoti Bima Yojana, Eligibility, Application Form

By | November 27, 2022

Clear information about Pradhan Mantri Jeevan Jyoti Bima Yojana will be made available to you in our article. By which you can easily apply for this scheme. Not only this but in our article, you will also be provided with clear information about the eligibility criteria and the benefits of this scheme. We hope that you will definitely read our article carefully till the end.

Pradhan Mantri Jeevan Jyoti Bima Yojana

This scheme has been launched by the Central Govt. Which can be used only by citizens of India. Through this plan, you will be provided with the facility of the insurance policy. Under this scheme, 2,34,905 death claims have been received till 2020-21. If you apply for this scheme then you have to deposit Rs 330 every year. Under this scheme, Rs 2 lakh will be given to your family by the government.

Eligibility Criteria of Pradhan Mantri Jeevan Jyoti Bima Yojana

  • You must be a citizen of India to apply.
  • Your age for this scheme has been fixed from 18 years to 50 years.
  • You must have a bank account to apply.
  • In this plan, you have to deposit a premium of Rs.330 every year.

Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana

  • Through this scheme people in the age group of 18 to 50 years can take advantage of the policy.
  • Under this plan, you have to make an annual installation by 31st May per the annual coverage period.
  • After this date, you cannot make an annual installation deposit.
  • Under this scheme, after the death of the account holder, his family will be given Rs 2 lakh as life insurance.

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Key Facts of Pradhan Mantri Jeevan Jyoti Bima Yojana

  • Your age for this scheme has been fixed only from 18 years to 50 years.
  • The maturity age of this scheme is up to 55 years.
  • PMJJBY has been renewed every year.
  • You will not need any medical examination under this scheme.
  • You cannot receive a claim till 45 days of Android.

Documents Required for Pradhan Mantri Jeevan Jyoti Bima Yojana

  • Aadhar card
  • Mobile number
  • Bank passbook
  • Identity card
  • Passport size photograph, etc.

Termination of Pradhan Mantri Jeevan Jyoti Bima Yojana

  • It can be terminated when you attain 55 years of age.
  • Through this scheme, you can get the benefits only through one insurance company or one bank.
  • The account will be terminated on the closure of the account by the bank.

How to apply online for Pradhan Mantri Jeevan Jyoti Bima Yojana?

  1. To apply you have to first go to the official website.
    Whose link is- www.jansuraksha.gov.in
  2. On the home page, you should download the ‘PMJJBY Application Form PDF’.
  3. In this form, you have to fill in all the information correctly.
  4. Then you have to deposit this form in the bank of your savings bank account.
  5. After that, you have to submit a consent letter.
  6. Along with this, you will also have to attach all the documents.
  7. In this way, you will apply to this scheme.

How to claim for Pradhan Mantri Jeevan Jyoti Bima Yojana?

  1. This claim can be received by the nominee after the death of the account holder.
  2. For this, the nominee will have to contact the bank.
  3. Then you will be given a Pradhan Mantri Jeevan Jyoti Insurance Claim Form.
  4. You have to fill and submit and submit the discharge receipt form along with the death certificate and canceled cheque.
  5. In this way, you can easily get the claim.

What is the process to get Performance related details?

  1. First of all, you have to go to the official website.
  2. Then the home page of the website will open in front of you.
  3. In which you have to click on ‘Performance’.
  4. After clicking the next page will open.
  5. In which all the details will be provided to you.

How to get online Publicity related details?

  1. For this, you have to click on the link to the online portal.
  2. On whose home page you have to select ‘Publicity’.
  3. On the next page, you have to select the publicity material.
  4. After which all the details will open on your display screen.

How to view rules in Pradhan Mantri Jeevan Jyoti Bima Yojana?

  1. First of all, you have to go to the official website.
  2. Then after that, you have to click on ‘Rules’ on the home page.
  3. On the next page, you have to select the option as per your wish.
  4. In this way, all your details will be revealed in front of you.

What’s the process to get state wise toll-free number?

  1. For this, you have to go to the website of Pradhan Mantri Jeevan Jyoti Bima Yojana.
  2. After which you have to click on ‘Contact’ on the home page of the website.
  3. After clicking, a new page will open in front of you.
  4. On the next page, you have to click on ‘State Wise Toll-Free Number PDF’.
  5. With a click, you can also download this PDF if you want.
  6. After which you will get all the information about it.

How to download forms in Pradhan Mantri Jeevan Jyoti Bima Yojana?

  1. To download the forms, you have to visit the official website.
  2. After that on the home page, you have to click on the option of ‘Forms’.
  3. After clicking the next page will open.
  4. In which you have to click on ‘Pradhan Mantri Jeevan Jyoti Bima Yojana’.
  5. Then you have to choose Application Forms or Claim Forms.
  6. After choosing you can easily download this form.

Hope that all the information about Pradhan Mantri Jeevan Jyoti Bima Yojana will be made available to you in our article.

Some Frequently Asked Questions

Ques. Has this scheme been organized at the national level?

Ans. Yes, this scheme has been organized at the national level.

Ques. What is the age limit for this scheme?

Ans. The age of 18 years to 50 years has been fixed for this scheme.

Ques. Is it mandatory to have a bank account to apply?

Ans. Yes, it is mandatory to have a bank account to apply for this scheme.

Ques. How much life insurance will be given under this scheme?

Ans. Under this scheme, you will be given life insurance of Rs 2 lakh.

Official Website

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