Jharkhand Guruji Credit Card Yojana 2023 Apply Online. झारखण्ड गुरुजी क्रेडिट कार्ड Scheme Application Form pdf, Check Status and limit, benefits. Jharkhand state government has started a new scheme for the citizens of the state. This scheme known as Guruji Credit Card Yojana 2023. And This scheme launched by the state government of Jharkhand last year. This scheme started by the government to provide financial help to the students of the state. All the interested students are wondering about when, where and how to apply for the scheme, Documents required, eligibility criteria and benefits of the scheme.
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Jharkhand Guruji Credit Card
This article will be discussing about when, where and how to apply for the Jharkhand Guruji Credit Card Yojana 2023, documents required, eligibility criteria, benefits and all other information about the scheme.
The scheme was firstly announced by the Chief Minister of the state Hemant Soren on 29th December 2021. The Guruji Credit Card Yojana has been started by the state government of Jharkhand. The Jharkhand has been passed this scheme in the annual budget of Year 2022 – 23. The scheme has started from 4th March 2022. This scheme has been inspired by the West Bengal Student Credit Card Scheme in which they provide load to the poor students. This scheme has been finalised by Higher and Technical Education Department.
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Jharkhand Guruji Credit Card Apply Online
This scheme was launched by the state government of the Jharkhand to help and support the poor students. Under this scheme, the government provides the credit to the eligible students after that the students can get the study loan for higher studies without any collateral or mortgage. The amount of load can be unto Rs. 15 Lakh. Only 30 percent of the amount of 15 Lakh can be used for non institutional expenses like lodging, food, books, laptops etc. Students will get this loan at rate of 4 percent. The students can repay the loan within 15 years.
Jharkhand Guruji Credit Card
The EMI of the load will start after one year of completion of studies. To get the benefit of the scheme, the students have to meet the eligibility criteria of the scheme and after that they have register themselves for the scheme. We will discuss about the features of the scheme in detail further in this article.
Guruji Credit Card Application Form
| Name of the Scheme | Guruji Credit Card |
| Launched By | State Government of Jharkhand |
| Launched Under | Higher and Technical Education Department |
| Started in | 2022 |
| Current Year | 2023 |
| Benefit | Free Credit Card and Study Loan Upto Rs. 15 Lakh |
| Beneficiaries | Students of Jharkhand State |
| Amount of Load | Rs. 15 Lakh |
| Mode of Application | Not Announced Yet |
| Category of Article | Registration Process |
| Status of Registration | jharkhand.gov.in |
Jharkhand Guruji Credit Card Scheme
Eligibility Criteria to Apply for Jharkhand Guruji Credit Card Yojana 2023:
- A student must be a resident of the Jharkhand State.
- The age limit to apply for the scheme has not been announced yet.
- The student must be pursuing higher education.
- Annual income should also be less than the amount that will be set up by the government.
Documents Required to Apply for Jharkhand Guruji Credit Card Yojana 2023:
- Aadhar Card of Student
- Residence Certificate
- Caste Certificate
- Income Certificate of Family
- All Educational Documents of Student
- Students’s Bank Account Details
- Passport Size Photograph
Jharkhand Student Credit Card Yojana
Benefits and Features of the Scheme:
- The Main benefit of this scheme is that it will provide financial stability to the poor students of Jharkhand.
- The other benefit is that no student have to leave his or studies for money.
- A Credit Card will issued on the name of Student.
- The Student can also take load of Rs. 15 Lakhs for Studies.
- A student can use 30 percent of the amount for non institutional expenses.
- Student will be given 15 years to repay the loan.
- The repayment of the load will start from one year after the completion of course.
Guruji Credit Card Yojana 2023 scheme launched by the state government of the Jharkhand to help and support the poor students. Under this scheme, the government provides credit to the eligible students after that the students can get the study loan for higher studies without any collateral or mortgage. To get the benefit of the scheme, the students have to meet the eligibility criteria of the scheme and after that they have register themselves for the scheme. The mode of registration has not been announced yet. So, the steps to apply for the Scheme are also not announced yet.
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